The Wealth Tool Kit

  Imagine going to the market with N10,000.00 to shop for soup items, only to come away feeling scammed. Because you could buy half the items on your list.   This is the challenge many Nigerians are facing everyday because of inflation. Nigeria’s annual inflation rate climbed to 15.7% in February of 2022 from 15.6% in the prior month. The spike in the price of petroleum products is the main driver of this inflationary trend.   The consequence of this - fuel price spike and fuel shortage - is higher (15.1%) transport costs. This in turn causes an increase( 1.6% )in the cost of goods and services. The Consumer Price Index rose from 417.6 - 424.40 between January to February 2022     If you are a family breadwinner, a single mother or solopreneur, answer this.  How do you stop raging inflation from running away with your hard earned income?   For today, nothing.   The Nigerian economy is already experiencing inflation and you are neck deep in it. So the best you can do now is to pla

5 TIPS YOUNG COUPLES CAN APPLY TO PAY OFF DEBTS EASILY Being in debt can be such an inconvenience. My colleague at work is so deep in debt that he does some strange things. Like missing work a week into the new month to avoid being found 'on seat'  during working hours. He follows this up by being unreachable via phone. All in a bid to avoid his creditors. He is not alone in this behavior. There are many people like this. This doesn't have to be your story Here are 5 tips you can apply to be debt-free in six months or less. DEBT FREE TIP 1: Make a budget Make a list of all your sources of spending and all your sources of income. All means all.  Airtime recharge,  Sunday service offering,  a quick trip to the market to buy some salt,  a quick snack here and there.  a haircut etc. All expenses should be accounted for. You can better organise your expsnes by spliting it into discretionary and non-discretionary expenses.  Non-discretionary expenses   are expenses that you know